Thinking of Buying?

	First things first: Contact an Accredited Buyer's Specialist REALTOR® The Ruth & David Group can help you through the entire process of buying a home start to finish. With over 60 years of combined experience in the Vancouver market, we are here to make the important experience of buying a home as stress free as possible. We will sit down with you to discuss your needs and what the realistic options are for you and your family. Together we will hammer out a plan and have each and every one of your questions answered. Modern buyers can shop online for homes but what we provide goes far beyond the housing search. We are transaction specialists and we will be here to protect your specific interests. Don't you want someone loyal to your needs, working with you and other agents to accomplish your goals, especially in Vancouver's bustling marketplace?  We can also suggest mortgage lenders, home inspectors, lawyers, contractors and other experts to help you through this complex time. Willo and Corey are both Accredited Buyer's Specialists with in depth local market knowledge and many years experience. Did you know that in most cases, the fee for a buyer's agent comes at no cost to the buyer?
Willo Jackson willo@ruthanddavid.com 778 554 9557		Corey Martin corey@ruthanddavid.com 778 836 8842

Get preapproved for a loan

Perhaps you have a relationship with your personal bank and will want to talk with them. A Mortgage Broker, paid for by the lender and coming at no cost to you the buyer, has access to many lenders and will work to find you the best possible rates and terms to fit your individual needs. We have a short list of very professional brokers we can recommend.

Determine your necessities, price range and areas of interest

The Ruth & David Team agents have lived and worked in Eastside Vancouver for over 25 years. They know the in's and out's of each neighborhood and can help you consider what will serve you and your family best. Which features would you be willing to give up if you find the otherwise-perfect home?

Begin testing the market, then get serious

On this site, under the CUSTOM SEARCH tab, you can find listings that meet your criteria as well as neighborhood data. See what's available in your price range and explore neighborhoods with our team. We can set up automatic emails to notify you of new listings within your criteria and always keep an eye out for matches. Identify properties that seem to be fits for you, take an afternoon and go on a driving tour. Take notes at each home you visit. Narrow down your choices, see them at different times of the day.

Making an offer

We will be familiar with market values and will help you arrive at a price that gives your offer the best chance of being accepted. Have backup homes in mind. Be prepared to negotiate through your agent with the sellers.

Once Your Offer Is Accepted, we work towards removing the subject conditions of the offer.

• We recommend that you obtain an inspection report on the home done by an accredited home inspector
• Finalize any financing details with your lender
• Review documents pertaining to the property (ie: Title Search, Property Disclosure Statement, Tenancy Agreements, Strata Reports) for any information that may affect the use or value of the property.
• If we are able to remove all conditions to the offer, usually 5-7 days after it is made, we proceed to the next steps and begin preparing for completion.